If you're ready to purchase a car but have concerns about applying for an auto loan, understanding what you need to apply for financing will ensure the process is as stress-free as possible. Here are a few things you'll need to have or provide when applying for no-credit-check auto loans near you.Be prepared to supply your personal information when applying for your auto loan. Some info you'll be asked for includes your full legal name, address, years at your current address, date of birth, and Social Security number.
Have your driver's license on hand to provide proof of your identity.
When applying for no-credit-check auto loans near you, you'll need to provide a few personal references.
These individuals can typically consist of family, friends, or coworkers; they may be asked to confirm some of the information that you provide for your loan, like your employment and other personal details.
Have the name, phone number, address, and if possible, the email address of anyone you want to use as a reference. Plan to supply information for five to ten references; exact reference requirements vary depending on your lender.
With a no-credit-check auto loan, it's imperative to have proof of employment or income. If you're employed, have your employer's address and phone number available. You'll also want contact information for someone who can verify your employment.
If you receive non-employment income (like rental income, Social Security, a pension, or an annuity), bring documentation that proves you have a consistent income. Documentation can include your bank statement, tax returns, and monthly statements for payments that you receive.
Any car that you're financing is required to have auto insurance. Have the policy details and the contact information for your insurance agent available for your loan application.
Most no-credit-check auto loans require a down payment. You can bring a certified check or cash for your down payment.
Or, you may have the option to send your down payment via a wire transfer. If you're utilizing this option, you'll need the routing and account numbers for your bank account.
Items You May Need
Depending on your financial situation, you may need a couple more items to secure a no-credit-check auto loan near you:
If there are concerns about your ability to repay a loan, having a cosigner can strengthen your chances of securing loan approval. Your cosigner will need to provide proof of their identity, along with their legal name, address, and employment information.
Have a vehicle that you want to use as a trade-in? Make sure to bring the title with you. If the vehicle isn't paid off, bring your most recent loan statement with you.
Apply for a No-Credit-Check Auto Loan Near You
Ready to apply for a no-credit-check auto loan to purchase your next vehicle? Stop by Fast Start Auto to get started or visit us online to fill out your loan application. We offer a variety of quality pre-owned vehicles and in-house financing.
All Locations
| Mon: | 9:00am - 8:00pm |
| Tue: | 9:00am - 8:00pm |
| Wed: | 9:00am - 8:00pm |
| Thu: | 9:00am - 8:00pm |
| Fri: | 9:00am - 8:00pm |
| Sat: | 9:00am - 6:00pm |
| Sun: | Closed |
Used BHPH Cars Salt Lake City Utah
At Fast Start Auto, we feel that we have the best used Cars, Trucks, SUVs and Vans in Salt Lake City UT, Midvale and West Valley! If you are looking for a slightly used or pre-owned vehicle you have come to the right place. Here at Fast Start Auto in Salt Lake City UT, Midvale and West Valley we offer “Buy Here Pay Here” auto financing to consumers in Salt Lake City UT, Midvale and West Valley with bruised credit, damaged credit or just plain bad credit. Traditionally the type of inventory that most BHPH dealers’ stock is late model and have high mileage, but here at Fast Start Auto we make sure to stock the best used cars in all of Salt Lake City UT, Midvale and West Valley! Do you have Bad Credit? If so that’s ok! Have you ever been divorced or had a repossession, again that’s ok because here at Fast Start Auto we offer Buy Here Pay Here auto financing to all residents in Salt Lake City UT, Midvale and West Valley! Here at Fast Start Auto we understand your situation and are willing to help you get into the Car, Truck, SUV or Van of your dreams today! If you need an auto loan in Salt Lake City UT, Midvale and West Valley then you have found the right place, wither your one of our many repeat customers or you’re a first time car buyer in Salt Lake City UT, Midvale and West Valley with bad/baby credit or have things on your credit report that are holding you back from your automotive dreams then come down to see us at Fast Start Auto, we will make sure to get you into the car that you deserve at the price you can afford. We feel that we have the best used Cars, Trucks, SUVs and Vans in all of Salt Lake City UT, Midvale and West Valley! We offer the best Buy Here Pay Here deals in all of Salt Lake City UT, Midvale and West Valley then other Buy Here Pay Here dealer. Here at Fast Start Auto you will notice the difference, we take pride in our inventory and it shows! We make sure to go the extra mile to make sure that all our customers are completely satisfied with vehicle that they drive home with. Most BHPH dealers just want to make a quick buck and leave you fighting for funds. They will sell you an automobile that will run for a couple months and then break down on you and still leave you with that annoying monthly payment. Well not at Fast Start Auto, we make sure to run all our Cars, Trucks, SUVs and Vans through an extremely rigorous inspection before we stamp the Fast Start Auto name on any vehicle on our lot! BHPH “Buy Here Pay Here” means that no traditional bank approval is necessary to purchase a vehicle at Fast Start Auto. Even if your FICO score is less than 600, which would traditionally prohibit a resident from Salt Lake City UT, Midvale and West Valley! from buying a vehicle, well here at Fast Start Auto we will go the extra mile to make sure that you drive off the lot in an amazing Car, Truck, SUV or Van. So what are you waiting for come on down to Fast Start Auto today and see how we are becoming the best BHPH dealer in Salt Lake City UT, Midvale and West Valley!
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