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How to Get Fast Auto Loans in Northern Utah

by - Posted 11 months ago

How to Get Fast Auto Loans in Northern Utah

Buying a car, truck, or SUV can be exciting, but if you’re worried about securing financing, your excitement can quickly turn to anxiety. The last thing you want is to find the perfect vehicle for your needs and then have someone buy it out from under you while you’re completing long, complex applications and waiting to see if you’re approved for a loan. That’s why fast auto loans are so important.


Before you start your car-buying journey, you'll want to take some steps to make sure you can get your financing set up right away. These three simple tips will help you secure financing quickly, even if you have less-than-perfect credit. 

1. Choose the Right Lender

Depending on your credit history and the lender you choose, it could take up to a few days to get approved for your auto loan. Choosing a lender that specializes in fast auto loans can help ensure you get same-day approval, so you can drive off the lot with your vehicle right away. 

If you have credit challenges, it’s also helpful to look for a lender that offers loans with more lenient qualification requirements. In most cases, a lender will make this clear upfront. If you're not sure, don't hesitate to ask about their minimum qualification requirements. This can help you avoid the hassle of applying for financing with the wrong lender. 

2. Consider In-House Financing

Buying from a dealer that offers in-house financing allows you to avoid working with a lender altogether. In this case, the dealer issues you the loan and you make payments directly to them. 

This is often the easiest way to get fast auto loans. You can typically get approved for in-house financing right away, even if you have bad credit, bruised credit, or no credit at all. The application process is usually quick and easy, and you may even be able to apply online

3. Make Sure You’re Prepared 

While it’s fairly easy to get approved for in-house financing, you’ll still need to provide some documentation. To speed up the approval process, make sure you bring all of the documents you need when you go to the dealer to shop for your vehicle. 

This typically includes your two most recent pay stubs, two pieces of mail with your name and address on them, and your driver’s license or state ID. When you purchase your vehicle, you’ll also need to provide proof of insurance before you can drive it off the lot. It's helpful if you know which insurance company you’ll want to use and bring their contact information. This should allow you to get the coverage you need with just a quick call.

Fast Start Auto Can Get You Approved Today

Fast Start Auto is the best place to get fast auto loans in Utah. We have an excellent selection of used and Certified Pre-Owned vehicles to fit virtually any budget and we offer quick, on-site financing. Even if you’ve had credit troubles in the past, we can get you approved right away! 

We’re conveniently located at 7755 S State St. in Midvale. Stop by today or start your car-buying journey now by taking a look at our online inventory. We’re excited to help you get behind the wheel of your next vehicle!